A pension is a long term investment the fund value may fluctuate and can go down. Your eventual income may depend on the size of the fund at retirement, future interest rates and tax legislation.
The value of your investments and income from them may go down. You may not get back the original amount invested.
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The Financial Conduct Authority do not regulate some forms of Offshore Investments.
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CMIS Independent Financial Advisers Limited is Authorised and Regulated by the Financial Conduct Authority. Firm Reference No 826849.